In a skillet, cook the ground turkey, the garlic powder and the onion until the turkey is browned and the onions turn clear.
In an separate skillet, stir together the re-fried beans and the chili beans and warm through.
On a microwave safe platter, arrange the chips and sprinkle with the shredded cheese. Place the platter in the microwave and set for 30 seconds-1 minute at a time until cheese is melted completely.
Remove the platter from the microwave and layer the remaining ingredients on top of the chips (I layered them as follows: beans, ground turkey, lettuce, tomatoes, olives and sour cream. Then I sprinkled the green onions on top). There you have it, Guiltless Ghost Banishing Nachos! (Btw, These are SO good you’ll want to print this recipe out and keep it close by!)