This Streusel Topped Banana Bread turns ripe bananas into pure magic with a buttery and crunchy topping. The combination of tender banana bread studded with chocolate chips and topped with an almond streusel creates a delicious treat that’s simple to make at home!

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🍌 The contrast between the moist, tender crumb and the crispy streusel topping creates the perfect bite every time!
My 2 Best Tips For Making Streusel Topped Banana Bread
Banana Ripeness: Use bananas that are very ripe spotted bananas that have soft flesh for the best flavor and natural sweetness. Overripe bananas mash easily and provide intense banana flavor that shines through the finished bread.
Streusel Success: Make sure your butter is melted but not hot when creating the streusel topping for the best sandy texture. Cold butter won’t distribute evenly, while hot butter will make the mixture too wet. The perfect streusel should feel like coarse sand when rubbed between your fingers.

I use a few special techniques that turns ordinary ingredients into something extraordinary. Sour cream creates unmatched moisture while the perfectly ripe bananas add natural sweetness that can’t be replicated. The crunchy streusel topping provides textural contrast that makes every single bite heavenly!
This streusel topped banana bread has become our family’s go-to comfort food, whether we are enjoying lazy weekend mornings or need something special for unexpected guests. The aroma alone draws everyone to the kitchen before it’s even finished baking.
You can eat it warm from the oven with a pat of butter, or let it cool completely for clean, beautiful slices. My favorite way to enjoy it is toasted with cream cheese spread on top, though it’s equally delicious paired with your morning coffee or afternoon tea!
🩷 Melissa
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Easy Streusel Topped Banana Bread Recipe
Ingredients
For the Banana Bread
- 2 cups all-purpose flour
- 1 teaspoon baking powder
- ½ teaspoon baking soda
- ¼ teaspoon salt
- 1 cup smashed very ripe banana about 3 small
- ½ cup sugar
- ½ cup sour cream
- 2 eggs
- ¼ cup butter melted
- 1 teaspoon vanilla
- 1 cup semi-sweet chocolate chips
- ¼ cup sugar
For the Streusel Topping
- 2 tablespoons all-purpose flour
- 1 ½ tablespoons butter melted
- 2 tablespoons sliced almonds slightly crushed
Instructions
Prep the Pan(s)
- Preheat oven to 350°. Spray a 9×5-inch loaf pan with baking spray with flour. (I used four mini loaf pans – 5 ¾ x 3 ¼ x 2 ¼. Don’t fill mini loaf pans more than ⅔ full.)
Prepare Streusel Topping
- In a small bowl, whisk together sugar and flour. Add butter and mix until mixture has a sandy texture. Set aside.
Make the Banana Bread
- In a medium bowl, mix together flour, baking powder, baking soda, and salt; set aside.
- In a large bowl, mix the mashed bananas, sugar, sour cream, eggs, melted butter, and vanilla until well blended.
- Add flour mixture to banana mixture, mix just until moistened. Stir in chocolate chips.
- Spoon batter into prepared pan(s). Top with streusel topping.
- Bake for 45 to 55 minutes regular size loaf pans or 30 minutes for mini loaves. The bread is done when a wooden pick inserted into the center of the loaf comes out clean.
- Cool 10 minutes in pan on a wire rack; remove from pan, and cool completely on a wire rack before cutting.
Notes
Nutrition
How To Make Streusel Topped Banana Bread

Step 1: Preheat oven to 350° and spray a 9×5-inch loaf pan with nonstick spray. Mix ¼ cup sugar, 2 tablespoons flour, and 1½ tablespoons melted butter until sandy. Set aside.
Step 2: Whisk together 2 cups flour, 1 teaspoon baking powder, ½ teaspoon baking soda, and ¼ teaspoon salt in a medium bowl.
Step 3: Mix mashed bananas, sugar, sour cream, eggs, melted butter, and vanilla in a large bowl. Add flour mixture and stir just until moistened. Fold in chocolate chips.
Step 4: Pour batter into prepared pan, top with streusel and almonds. Bake 45-55 minutes until toothpick comes out clean. Cool 10 minutes, then remove from pan.
Recipe FAQs
Yes, the bread is delicious without chocolate chips, or you can substitute chopped walnuts, dried cranberries, or mini butterscotch chips for variety.
Plain Greek yogurt works as a perfect substitute for sour cream in equal amounts. You can also use buttermilk, though you may need to reduce other liquids slightly.
This usually happens when the batter is too thin or the streusel is too wet. Make sure your streusel has a sandy texture and sprinkle it gently on top without pressing down.
More Quick Bread Recipes to Consider
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Jamie
Oh… a wonderful bread for a great cause but how tragically sad! I hope she heals…. I truly do.
Vickie S.
Hi Barbara, I made this recipe again to being to a meeting today (as minis). I just can’t say enough about what a terrific recipe it is! They come out so moist and yummy! I used my chocolate discs this time, cut in halves, and it worked very well. This is truly a keeper to add to my collection!
Barbara Schieving
Thanks Vickie! I like the idea of using better chocolate in this recipe.