This Streusel Topped Banana Bread turns ripe bananas into pure magic with a buttery and crunchy topping. The combination of tender banana bread studded with chocolate chips and topped with an almond streusel creates a delicious treat that’s simple to make at home!

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🍌 The contrast between the moist, tender crumb and the crispy streusel topping creates the perfect bite every time!
My 2 Best Tips For Making Streusel Topped Banana Bread
Banana Ripeness: Use bananas that are very ripe spotted bananas that have soft flesh for the best flavor and natural sweetness. Overripe bananas mash easily and provide intense banana flavor that shines through the finished bread.
Streusel Success: Make sure your butter is melted but not hot when creating the streusel topping for the best sandy texture. Cold butter won’t distribute evenly, while hot butter will make the mixture too wet. The perfect streusel should feel like coarse sand when rubbed between your fingers.

I use a few special techniques that turns ordinary ingredients into something extraordinary. Sour cream creates unmatched moisture while the perfectly ripe bananas add natural sweetness that can’t be replicated. The crunchy streusel topping provides textural contrast that makes every single bite heavenly!
This streusel topped banana bread has become our family’s go-to comfort food, whether we are enjoying lazy weekend mornings or need something special for unexpected guests. The aroma alone draws everyone to the kitchen before it’s even finished baking.
You can eat it warm from the oven with a pat of butter, or let it cool completely for clean, beautiful slices. My favorite way to enjoy it is toasted with cream cheese spread on top, though it’s equally delicious paired with your morning coffee or afternoon tea!
🩷 Melissa
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Easy Streusel Topped Banana Bread Recipe
Ingredients
For the Banana Bread
- 2 cups all-purpose flour
- 1 teaspoon baking powder
- ½ teaspoon baking soda
- ¼ teaspoon salt
- 1 cup smashed very ripe banana about 3 small
- ½ cup sugar
- ½ cup sour cream
- 2 eggs
- ¼ cup butter melted
- 1 teaspoon vanilla
- 1 cup semi-sweet chocolate chips
- ¼ cup sugar
For the Streusel Topping
- 2 tablespoons all-purpose flour
- 1 ½ tablespoons butter melted
- 2 tablespoons sliced almonds slightly crushed
Instructions
Prep the Pan(s)
- Preheat oven to 350°. Spray a 9×5-inch loaf pan with baking spray with flour. (I used four mini loaf pans – 5 ¾ x 3 ¼ x 2 ¼. Don’t fill mini loaf pans more than ⅔ full.)
Prepare Streusel Topping
- In a small bowl, whisk together sugar and flour. Add butter and mix until mixture has a sandy texture. Set aside.
Make the Banana Bread
- In a medium bowl, mix together flour, baking powder, baking soda, and salt; set aside.
- In a large bowl, mix the mashed bananas, sugar, sour cream, eggs, melted butter, and vanilla until well blended.
- Add flour mixture to banana mixture, mix just until moistened. Stir in chocolate chips.
- Spoon batter into prepared pan(s). Top with streusel topping.
- Bake for 45 to 55 minutes regular size loaf pans or 30 minutes for mini loaves. The bread is done when a wooden pick inserted into the center of the loaf comes out clean.
- Cool 10 minutes in pan on a wire rack; remove from pan, and cool completely on a wire rack before cutting.
Notes
Nutrition
How To Make Streusel Topped Banana Bread

Step 1: Preheat oven to 350° and spray a 9×5-inch loaf pan with nonstick spray. Mix ¼ cup sugar, 2 tablespoons flour, and 1½ tablespoons melted butter until sandy. Set aside.
Step 2: Whisk together 2 cups flour, 1 teaspoon baking powder, ½ teaspoon baking soda, and ¼ teaspoon salt in a medium bowl.
Step 3: Mix mashed bananas, sugar, sour cream, eggs, melted butter, and vanilla in a large bowl. Add flour mixture and stir just until moistened. Fold in chocolate chips.
Step 4: Pour batter into prepared pan, top with streusel and almonds. Bake 45-55 minutes until toothpick comes out clean. Cool 10 minutes, then remove from pan.
Recipe FAQs
Yes, the bread is delicious without chocolate chips, or you can substitute chopped walnuts, dried cranberries, or mini butterscotch chips for variety.
Plain Greek yogurt works as a perfect substitute for sour cream in equal amounts. You can also use buttermilk, though you may need to reduce other liquids slightly.
This usually happens when the batter is too thin or the streusel is too wet. Make sure your streusel has a sandy texture and sprinkle it gently on top without pressing down.
More Quick Bread Recipes to Consider
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dina
it looks perfect for a snack!
Brenda @ a farmgirl's dabbles
Delicious! The streusel makes this bread over-the-top!!
Vickie S.
I baked these last night as minis and they came out great! A real keeper of a recipe! Once again, my office is very happy. Thanks for a terrific recipe!
Barbara Schieving
Thanks Vickie! I’m a fan of the mini as well. Lucky office.
Kara Bay
So glad I found this recipe, as I was just getting ready to bake some banana bread this morning. My husband absolutely loved it. Thank you!
I know these will be very popular at the bake sale to help your niece’s family.
Barbara Schieving
Hi Kara – I love that you baked it as soon as you found it. So glad you and your husband loved it. Thanks!
sandie
These look soooo delicious
2 Sisters Recipes
Love all Banana breads! The added almonds in the streusel topping sounds really delicious!
I bet my family would love this recipe, thanks for sharing!
Vickie S.
Looks fantastic and I will definitely bake it in the minis! And Barbara, thank you for specifying “1 cup” of mashed bananas. The way I look at it, it doesn’t do any good to say “4 small bananas, mashed” in a recipe because obviously that could be one cup, or 1 1/4 cups, etc. Thank you!
Kathleen
What I’d love to see is directions by weight — much more accurate in baking. Thanks for the great recipes.
Barbara Schieving
Thanks for the suggestion Kathleen. I really do like using a digital scale to cook with. Unfortunately, I just don’t have the time to add that feature right now. Glad you’re enjoying my recipes.
Rachel Cooks
This bread looks phenomenal! Love that streusel!
Megan - The Emotional Baker
Do these sound amazing or what? I made banana muffins with streusel topping and they were awesome. I bet in loaf form with chocolate chips they are out of this world!
Medeja
These loaves look just perfect! Really great banana bread recipe!
Melanie @ Carmel Moments
Ahh…Yes. Deliciousness baked in one fine little loaf. Just gorgeous!
Have a beautiful day Barbara!
Anne
Love those mini loaves and I can’t wait to try out the recipe!
Mercedes
There you go again with yet another great variation on a classic! I love this idea!
Melissa @ My Recent Favorite books
I need to make this recipe soon! I love Banana Bread, and your recipe sounds so good!!!
Pinned to save!
Janette Griffin
Oooo, wish I had seen this sooner. I had 3 super ripe bananas and I threw them away. I usually freeze the ripe ones that don’t get eaten but these were too ripe. I’ve been wanting to bake something new and this looks like it would fit the bill. Someone might not be getting bananas in his lunch this week! Hurry up and ripen some more, bananas!
Carol
Banana bread is wonderful on its own but add a topping? Even BETTER! I know those are gonna fly off that bake sale table along with the other goodies you make and give. I wish I lived closer-not only would I donate, I would also buy-I love both garage sales and bake sales.
Good thoughts and prayers to little Braelyn and her family.
Carol at Wild Goose Tea
Barbara, I so love visiting your site. I smiled when I typed that sentence. Who could resist buying these entrancing little loaves! I love giving quick breads as gifts. The streusel top makes it special and sets up
mouth watering expectations that are fulfilled with the first bite.
Amanda
These little loaves are so cute! Banana bread is so good, love this post! 🙂
Katrina @ WVS
These look so yummy!! I love little loaves like this 🙂
Rosa
Those breads look so pretty and tempting. Perfect with that almondy streusel topping.
Cheers,
Rosa
Kara
I’ve made this several times since you posted the recipe and my family just loves it (I make mini loaves). This week, there was a big special on blueberries at the market and we ended up with about 12 pints of blueberries. We froze most of them, but my husband suggested making your banana bread, but with blueberries instead of chocolate chips. I did and everyone loved it. This has to be one of the best recipes I’ve found online. Thank you so much!
Barbara Schieving
Hi Kara – blueberries sound like a wonderful addition! Thanks for letting me know how much you love the bread.